UPST Upstart Holdings, Inc. stock chart & analysis
Conviction 54FinancialsScan · Fri, Nov 6, 2026Upstart Holdings, Inc. (UPST) closed at $21.89 (-1.13%) on Nov 6, 2026. Price is below its 50-day and below its 200-day moving average. RSI(14) 42, RS Rating 12, -58.0% from its 52-week high, -50.0% year to date. Sector: Financials · Finance Services.
Financials as of Wed, Sep 30, 2026 · quarterly.
UPST technical analysis
Trend
UPST is in a downtrend: price is below the 50-day, which is below the 200-day moving average. It closed 10.8% below the 50-day ($24.50) and 25.3% below the 200-day ($29.26). ADX(14) at 10 points to a weak trend — more range than direction. It meets 0 of 8 trend-template criteria.
Momentum
RSI(14) is 42, in the bearish half of its range. MACD crossed below its signal line 4 sessions ago. Its RS Rating of 12 puts its weighted 12-month performance ahead of about 12% of the US market.
Volume and volatility
Volume on the latest session ran 0.8× its 20-day average. It trades about $108.9M a day on average. ATR(14) is $1.39, 6.4% of price — its typical daily range. Bollinger Bands are in a squeeze (14 sessions) — volatility is compressed.
Key levels
The chart pattern's support is $21.40 and its resistance $25.78. The 52-week range is $20.60 to $52.10; price is 58.0% below the high and 6.2% above the low. The VWAP anchored at the 52-week high is $30.08, above price.
Performance
UPST returned -5.0% (1 week), -9.6% (1 month), -27.6% (3 months), -24.5% (6 months), -47.6% (1 year), -50.0% (year to date).
About Upstart Holdings, Inc.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Finance Services · Listed 2020 · 1,405 employees
Congress activity
Disclosed STOCK Act trades in UPST · 1 recent
| Member | Side | Amount | Traded | Filed | PTR |
|---|---|---|---|---|---|
 Tony Wied house · R · WI | Other | — | — | 2026-08-18 |
Insider activity
SEC Form 4 transactions in UPST · open-market 9 sells
| Insider | Side | Shares | Value | Traded | Filed |
|---|---|---|---|---|---|
Mirgorodskaya Natalia See Remarks · Common Stock · 2026-08-25 | Sell | 913 | $27K | 2026-08-25 | 2026-08-27 |
Datta Sanjay President, Capital& Enterprise · Common Stock · 2026-08-20 | Sell | 8.95K | $251K | 2026-08-20 | 2026-08-21 |
Mirgorodskaya Natalia See Remarks · Common Stock · 2026-08-20 | Sell | 586 | $16K | 2026-08-20 | 2026-08-21 |
Darling Scott Chief Legal Officer · Common Stock · 2026-08-20 | Sell | 7.7K | $216K | 2026-08-20 | 2026-08-21 |
Datta Sanjay President, Capital& Enterprise · Common Stock · 2026-08-19 | Sell | 10K | $315K | 2026-08-19 | 2026-08-21 |
Blankmeyer Andrea Chief Financial Officer · Common Stock · 2026-08-19 | Sell | 3K | $88K | 2026-08-19 | 2026-08-19 |
Datta Sanjay President, Capital& Enterprise · Common Stock · 2026-08-17 | Sell | 2.03K | $60K | 2026-08-17 | 2026-08-19 |
Blankmeyer Andrea Chief Financial Officer · Common Stock · 2026-08-17 | Sell | 7.17K | $211K | 2026-08-17 | 2026-08-19 |
Darling Scott Chief Legal Officer · Common Stock · 2026-08-17 | Sell | 814 | $24K | 2026-08-17 | 2026-08-19 |
Terry Hilliard C. III Director · Common Stock · 2026-05-29 | Grant | 6.48K | $0 | 2026-05-29 | 2026-06-02 |
SEC filings
EDGAR filings in UPST · 10 recent
Get daily signals & real-time alerts.
StockSetups scans ~12,300 US stocks & ETFs after every close and sorts every long setup into four ranked lanes — each with a trade plan — plus an always-on engine firing 35+ real-time intraday alerts. Free for 7 days, no credit card.
Start free — 7-day trial, no card →Free daily signals by email. Top 3 setups per lane after every close. No account needed.
Unsubscribe anytime · Privacy
Educational data, not financial advice. Patterns, levels and the trade plan are algorithmic, not a recommendation to trade.